PAYU

PayU is hiring for Business Risk Analyst

by

Job Details

  1. Company: PayU Payments
  2. Job Position: Business Analyst – Risk
  3. Location: Gurgaon, Bangalore, Mumbai
  4. Experience: 2–4 years
  5. Qualification: Bachelor’s degree in Mathematics, Statistics, Economics, Engineering, or a related field
  6. Job Type: Full-time
  7. Posted Date: 9 September 2026
  8. Estimated Salary: ₹8–15 LPA, depending on experience, skills, and location

Job Overview

PayU is hiring a Business Analyst – Risk to join its Credit Risk team. The role focuses on developing and maintaining credit policies for digital lending products and using data-driven insights to support credit decisions. The selected candidate will analyze credit, behavioral, and other relevant data, monitor portfolio performance, improve customer management strategies, and work closely with marketing, data science, product, and technology teams.

Key Responsibilities

  1. Develop, implement, and maintain credit policies for digital lending products.
  2. Analyze traditional and alternative credit bureau data.
  3. Analyze behavioral and macroeconomic data to generate business insights.
  4. Use statistical and analytical techniques to optimize credit decisions.
  5. Support decisions related to customer acceptance and rejection.
  6. Analyze and support pricing and credit line decisions.
  7. Build and optimize customer management strategies.
  8. Improve customer-level profitability through data-driven strategies.
  9. Monitor portfolio and vintage delinquency trends.
  10. Identify risk issues and recommend corrective actions when required.
  11. Evaluate potential vendors and data providers for their value to credit management strategies.
  12. Work with marketing, data science, product, and technology teams to execute credit policies.
  13. Monitor applicable regulations and compliance requirements.
  14. Support interactions with internal and external regulatory stakeholders when required.
  15. Develop and document policies and procedures for credit risk strategy execution.

Eligibility Criteria

  1. Candidates should have a Bachelor’s degree in Mathematics, Statistics, Economics, Engineering, or a related field.
  2. Candidates should have 2–4 years of relevant professional experience.
  3. Experience in risk policy, risk management, or analytics is preferred.
  4. Candidates should have an understanding of credit bureau data.
  5. Knowledge of risk scorecards and ability-to-pay analysis is beneficial.
  6. Candidates should be comfortable handling and analyzing large datasets.
  7. Experience managing multiple projects and delivering them end-to-end is preferred.
READ ALSO:  NTT DATA is Hiring for Software Development Engineer

Required Skills

  1. Credit Risk Analysis
  2. Risk Management
  3. Credit Policy
  4. Data Analysis
  5. Advanced Excel
  6. SQL
  7. Python
  8. R
  9. Statistical Analysis
  10. Credit Bureau Data Analysis
  11. Risk Scorecards
  12. Data Visualization
  13. Portfolio Analysis
  14. Problem Solving
  15. Project Management
  16. Policy and Procedure Documentation
  17. Quality Control Process Development
  18. Stakeholder Management
  19. Communication Skills

Why Join PayU?

  1. Work in the fintech and digital lending industry.
  2. Gain exposure to credit risk and data-driven lending strategies.
  3. Work with teams across marketing, data science, product, and technology.
  4. Get opportunities to work with traditional, alternative, and behavioral data.
  5. Develop experience in credit policy and portfolio risk management.
  6. Work on strategies supporting digital lending products and customer management.
  7. Gain exposure to a fast-moving financial technology environment.

Important Links

Apply Link: Click here

Leave a Comment