CRED is Hiring for Business Analyst

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Job Overview

CRED is looking for a Business Analyst to join its Consumption Lending team. The role involves collaborating with stakeholders to develop strategies for consumer payments, analyzing data to improve outcomes, and working on innovative projects in the fintech ecosystem. This is an exciting opportunity for professionals with strong analytical skills and fintech exposure who want to contribute to building high-impact products.

Job Details

Company: CRED (Dreamplug Technologies Pvt. Ltd.)
Job Position: Business Analyst – Consumption Lending
Location: Bangalore, India
Qualification: Bachelor’s/Master’s in Business, Finance, Economics, Data Analytics, or related field
Experience: 1–3 years in business analysis or related roles (Fintech preferred)
Salary: ₹9–15 LPA (based on industry standards and experience)

Key Responsibilities

  1. Collaborate with cross-functional teams to design growth strategies.
  2. Analyze campaign performance and suggest optimization techniques.
  3. Monitor key metrics for consumer payments and lending performance.
  4. Work on data-driven projects in the fintech domain.
  5. Build dashboards and reports for decision-making.
  6. Conduct deep dives into customer behavior and transaction trends.
  7. Develop frameworks for evaluating lending risks.
  8. Provide insights to improve product offerings in consumption lending.
  9. Partner with marketing teams to measure ROI of campaigns.
  10. Support business teams in identifying new revenue opportunities.
  11. Develop business cases for new initiatives.
  12. Ensure alignment of business goals with product outcomes.
  13. Translate raw data into actionable insights for leadership.
  14. Present findings and recommendations to stakeholders.
  15. Support continuous improvement initiatives across teams.

Required Skills and Knowledge

  1. Strong business analysis experience (1–3 years).
  2. Hands-on expertise in SQL (mandatory).
  3. Strong analytical and problem-solving skills.
  4. Fintech industry experience is highly preferred.
  5. Knowledge of payments and lending ecosystem.
  6. Ability to work with large datasets.
  7. Proficiency in Excel and data visualization tools.
  8. Strong understanding of campaign performance analysis.
  9. Good knowledge of statistical and analytical methods.
  10. Strong communication and presentation skills.
  11. Ability to handle multiple projects in fast-paced environments.
  12. Detail-oriented with structured problem-solving approach.
  13. Ability to collaborate with cross-functional teams.
  14. Entrepreneurial mindset with enthusiasm for new challenges.
  15. Adaptability to work in a dynamic startup culture.
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About CRED

CRED, founded by Kunal Shah, is one of India’s leading fintech companies, focused on rewarding trustworthy financial behavior. With over 16 million users, CRED offers a platform where members can pay credit card bills, manage finances, and access exclusive rewards. The company thrives on innovation, member-centricity, and excellence, while reshaping India’s financial ecosystem.

Why Join CRED

  1. Opportunity to work in a rapidly growing fintech ecosystem.
  2. Exposure to innovative projects with real business impact.
  3. Collaborative and inclusive work culture.
  4. Learning opportunities across diverse business functions.
  5. Competitive salary and perks.
  6. Work with industry leaders and experts in fintech.
  7. Entrepreneurial environment encouraging ownership.
  8. Access to advanced analytics and fintech tools.
  9. Career growth and fast progression opportunities.
  10. Focus on creativity, problem-solving, and innovation.
  11. High-energy and dynamic startup atmosphere.
  12. Flexibility and autonomy in decision-making.
  13. Strong culture of trust, transparency, and learning.
  14. Member-first philosophy driving meaningful work.
  15. Be part of a brand that is shaping India’s financial future.

Important Links

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